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Tax credit for first-time homebuyers
Qualified first-time buyers who contract on a home no later than April 30, 2010 and who close by June 30, 2010, may receive a tax credit of up to 10% of the purchase price of your new home (up to $8,000).

Tax credit now open to current homeowners
As part of the extension of the housing tax credit, qualified homeowners who contract on a home no later than April 30, 2010 and who close by June 30, 2010, may receive a tax credit of up to 10% of the purchase price of your new home (up to $6,500). To be eligible, at the time of purchase you must have owned and lived in your current principal residence for five consecutive years during the last eight years.

Other requirements for first-time and current homebuyers
This tax credit requires the purchase of a primary residence. Current or first-time homebuyers who take advantage of this credit are not required to pay it back if they stay in their new home more than three years. The income** limitations for qualified buyers are $125,000 for individuals and $225,000 for joint filers; however, a partial credit may apply for purchasers with higher incomes.** In addition, the purchase price of the home may not exceed $800,000. Other conditions and limitations apply to the tax credit, so contact a tax professional today to find out if you are eligible.

Attention Military:
Individuals who serve on qualified official extended duty and service† outside of the United States for at least 90 days after December 31, 2008 and before May 1, 2010, may get an extra year to take advantage of the tax credit. Conditions and limitations apply, so contact a tax professional today to see if you qualify.†

Low rates
It’s no secret that financing is lower than it has been. These incredible rates will not last forever. Homebuyers who want to enjoy the federal tax credit combined with great financing should act soon!

Contact a tax professional today to find out if you are eligible for the tax credit. For more information, call the Homebuyer Resource Center at 888-500-7060.

*This information is for general informative purposes only and does not constitute legal, tax, accounting, financial or other professional advice. Tax credit is subject to qualifications and limitations, homebuyers should contact a tax professional to discuss their particular circumstances and the applicability of the tax credit prior to making any purchase decision.
 
**Income limitations are based on “modified adjusted gross income,” as defined in Section 36 of the Internal Revenue Code.
 

 

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Mission Statement

Also referred to as "Our Houseplans", our mission focus is to assist our members to improve their creditworthiness, allowing them to achieve their objectives including home ownership. This mission is accomplished by providing members with access to resources not normally available to non-creditworthy consumers, such as financing, banking, lines of credit, professional and legal assistance, tax advice, financial coaching as well as consumer education resources. Association members look forward to an improved self worth and feeling... Confidence from being re-inserted back into the credit economy Excitement of seeing their credit scores bolstered to highest possible level Acceptance from being approved for the credit they need and desire Security in knowing that emergencies can be addressed less stressfully   Our mission is accomplished when members gain a more sophisticated understanding of the credit system, take responsibility for their financial dealings, and are ready to re-join the credit economy with a clean financial slate. Financial and consumer education better prepares our members to build a successful life for themselves and their families. The ultimate goal for the association is to positively affect enough members and their families to have a measurably favorable impact on the economy of the United States of America. Call me  today and I will email you the forms to repair your credit and improve you score . 717-554-3780

What is Walk Score? We help homebuyers, renters, and real estate agents find houses and apartments in great neighborhoods. Walk Score shows you a map of what's nearby and calculates a Walk Score for any property. Buying a house in a walkable neighborhood is good for your health and good for the environment.  Go to:

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